How to Participate in an HSVP e-Auction: Step-by-Step Guide

The Haryana Shehri Vikas Pradhikaran (HSVP), the authority formerly known as HUDA, sells residential plots, commercial sites, institutional sites and independent commercial sites in its urban estates through online e-auctions. For buyers in Gurugram, these auctions are one of the few ways to buy a plot directly from the government developer rather than in resale. The process is fully online, but the money and deadlines are strict: a missed payment can cost you your deposit.

This guide explains how an HSVP e-auction works, based on the terms HSVP publishes in its e-auction brochure. Auction terms are revised from time to time, so always read the brochure and notice attached to the specific auction you join.

Before you register: what is actually being sold

HSVP sites are auctioned on an "as is where is" basis. That means the authority does not promise anything beyond what is in the auction notice and site details. Before you spend money on an earnest money deposit, check:

• Site category and use: residential, commercial (architectural-control sites such as booths and SCOs), independent commercial (zoning-plan sites) or institutional. Each category has its own payment schedule and building controls.
• Size, dimensions and location in the sector: compare the plot number against the sector layout plan and, ideally, visit the site. Check road width, corner status, green-belt or high-tension line adjacency and access.
• Reserve price and the property's zone: the reserve price is the opening point, not a guide to the final bid.
• Building rules: construction must follow the Haryana Building Code and plans approved by the Estate Office. See our guide to HSVP zoning plans and building controls.
• Construction and transfer conditions: HSVP allotments carry time limits for construction and restrictions on transfer and sub-division. Read these clauses before you bid, not after.

Step 1: Register on the e-auction portal

Use the e-auction link on HSVP's official website (hsvphry.org.in) rather than any link sent by a third party. Registration typically asks for:

• Your name exactly as on your PAN, plus Aadhaar and photographs for individuals.
• For companies, firms, societies or joint bids, a board resolution or authority letter for the person bidding.
• A working email ID and mobile number. All alerts, payment confirmations and password resets go here.

Bidders must be legally competent to contract under the Indian Contract Act. Register well before the auction date, because account activation and document checks can take time.

Step 2: Pay the e-service charge

HSVP's current brochure states a non-refundable e-service charge of Rs 1,000 per property group. This is separate from the earnest money and is not adjusted against the price.

Step 3: Deposit the earnest money (EMD)

The EMD shows that you are a serious bidder. Under the current brochure:

• EMD is 5% of the reserve price, deposited separately for each property you want to bid on.
• It must reach HSVP by 5:00 pm on the day before the auction. If you pay by RTGS/NEFT, send it early so it is credited in time.
• A site goes live only if a minimum number of EMDs is received: four for residential, commercial and independent commercial sites, and two for institutional sites. If not, the site is withdrawn and EMDs are refunded.
• Unsuccessful bidders get their EMD back automatically, within about three days per the brochure. The highest bidder's EMD is adjusted against the price.
• The EMD can be forfeited if you breach the terms or give incorrect information.

Step 4: Accept the terms and upload documents

Before bidding, you accept the auction terms online. Save a copy of the brochure and the notice for your auction, because these define your payment deadlines, refund rules and forfeiture conditions. Upload clear scans of your PAN, Aadhaar, photographs and authority documents in the format the portal asks for.

Step 5: Bid in the live auction

The brochure sets out how rounds run:

• Bidding opens at 10:00 am on the auction date. The first round runs for 30 minutes.
• If a bid is received in the last 10 minutes, the closing time extends by 5 minutes, and this repeats until no further bids come in.
• No new round starts after 6:00 pm. Unfinished bidding resumes at 10:00 am the next day, and only those who took part on the first day can continue.
• Minimum bid increments depend on the base price, rising from Rs 10,000 for sites up to Rs 50 lakh to Rs 50,000 for sites above Rs 5 crore, with higher increments in extended rounds.

Decide your maximum bid before the auction starts. Extensions make it easy to bid past your budget in the excitement of the final minutes. Use a stable internet connection and a device you have tested on the portal.

Step 6: If you win, follow the payment schedule exactly

Winning the auction is the start of a payment schedule, not the end of the process. Under the current brochure:

Failing to pay at any stage generally leads to withdrawal of the LOI and forfeiture of money already paid. Arrange your funds, including any home loan or loan against property, before you bid. Many lenders need time to sanction a loan on an auction allotment.

After full payment: allotment, possession and construction

• Possession is applied for after full payment and allotment.
• Building plans must be approved by the Estate Office before construction. HSVP's online approval process is covered in our guide to HSVP building plan approval.
• Resale or transfer requires written permission from the Estate Officer, and plots cannot be sub-divided.
• Surrendering a site after allotment involves forfeiture that depends on how long you have held it, so treat an auction bid as a firm commitment.

Checklist before you bid

1. Read the full brochure and the notice for your specific auction.
2. Visit the site and check it against the sector layout plan.
3. Confirm the building controls, construction timeline and transfer conditions.
4. Line up the 10%, 15% and 75% payments, including loan approval if needed.
5. Pay the EMD early and keep the bank confirmation.
6. Set a maximum bid in advance and stick to it.
7. Budget for stamp duty and registration on the conveyance deed. See our stamp duty and registration guide.

How NStay Homes can help

NStay Homes can help you read an HSVP auction notice, check a site against its sector plan and on the ground, and compare the likely all-in cost with resale options in the same sector. Speak to NStay Homes advisor Naresh Shekhawat on 911 911 9605.

Frequently asked questions

How much EMD is required for an HSVP e-auction?

HSVP's current e-auction brochure sets the EMD at 5% of the reserve price, deposited separately for each property you want to bid on, by 5:00 pm on the day before the auction. Check the notice for your specific auction, as terms can be revised.

What happens to my EMD if I do not win?

Unsuccessful bidders' EMD is refunded automatically, within about three days according to the current brochure. The EMD is also refunded if a site is withdrawn because it did not receive the minimum number of EMDs.

How quickly must the winning bidder pay?

Under the current brochure, the highest bidder pays 10% of the bid amount (with the EMD adjusted) within 1 to 4 working days, then another 15% within 30 days of the Letter of Intent, and the balance 75% as per the schedule for that type of site.

Can I resell an HSVP auction plot immediately?

Transfer needs written permission from the Estate Officer and is subject to the allotment conditions, including any dues and construction requirements. Plots cannot be sub-divided. Check the transfer clauses in the brochure before bidding.

Can I take a home loan for an HSVP auction plot?

Many lenders finance HSVP plots, usually against the allotment and with HSVP's mortgage permission. Approval takes time, so speak to your lender before the auction so the 15% and 75% instalments can be paid on time.