HUDA/HSVP and Affordable Housing in Gurgaon: What Exists Now

"HUDA affordable housing" is still a common search, but it describes a system that has changed. The Haryana Urban Development Authority (HUDA) was renamed the Haryana Shehri Vikas Pradhikaran (HSVP) in 2017. Most affordable flats in Gurgaon are not built by HSVP at all. They are built by private developers under a state policy. The earlier version of this article described HUDA running a broad affordable housing programme with price caps, draws and earmarked land. It did not separate the different schemes and did not name any specific scheme. This rewrite sets out who does what and how a buyer can actually access affordable housing in Gurgaon today.

Gurgaon's affordability problem in brief

Gurgaon's prices have risen far faster than incomes for many households, especially after the strong demand for premium and luxury homes in recent years. New supply has tilted towards larger and more expensive homes. Lower-income workers often rent in urban villages and informal housing. The policies below try to address this, each in a different way. For the market context, see our 2026 overview of Gurgaon prices and rents.

1. HSVP: sectors, plots and allotments

HSVP plans and develops urban sectors and allots residential plots, mostly through schemes and online auctions in recent years. Historically, it also reserved some plots and flats for economically weaker sections and other categories. HSVP plots in Gurgaon trade well above "affordable" levels, so HSVP's main role in affordability today is through land supply and state schemes, not cheap plots in Gurgaon. For how HSVP plots change hands, see our HSVP plot transfer guide.

2. Affordable Housing Policy, 2013 (private developers)

This is the main source of new affordable flats in Gurgaon. Under the policy, administered by the Town and Country Planning Department (DTCP):

• private developers get licences for group housing projects with small, defined flat sizes;
• the state fixes the maximum price per sq ft of carpet area, plus a separate balcony rate;
• flats are allotted through a public draw among applicants;
• payments are spread over the construction period.

The price cap has been raised several times. In July 2023, the Gurugram rate became Rs 5,000 per sq ft of carpet area. A March 2026 revision reportedly raised it to about Rs 5,575 for projects where allotment was incomplete. Our affordable housing policy guide explains the rules. Before applying, check the project's HRERA registration, the developer's delivery record and the cancellation terms.

3. Deen Dayal Jan Awas Yojana (DDJAY)

DDJAY (2016) allowed private plotted colonies with small plots. In high-demand Gurgaon, floors on these plots often sold well above affordable levels, and the state discontinued new DDJAY licences in Gurugram and Faridabad in April 2023. Existing colonies remain.

4. Mukhya Mantri Shehri Awas Yojana (state scheme)

Launched in 2024, this Haryana scheme offers HSVP flats and low-cost plots to urban families with annual income up to Rs 1.8 lakh who do not own a pucca house and are registered in the state's family ID (Parivar Pehchan Patra) system. The first phase covered selected towns, not Gurugram. Applications are made on the state's housing portal (hfa.haryana.gov.in). Check that portal for current phases and towns.

5. PMAY-Urban 2.0 (central scheme)

PMAY-U 2.0 supports EWS, LIG and MIG households through several components, including an interest subsidy on home loans: 4% on the first Rs 8 lakh of a loan up to Rs 25 lakh, for homes valued up to Rs 35 lakh, for households with income up to Rs 9 lakh. In Gurgaon, few market homes fall within the value cap, but some affordable policy flats may.

Who can access what

The problems that remain

• Price creep. Rising policy rates and construction costs push "affordable" flats towards the upper limit of what lower-income buyers can manage.
• Location. Many affordable projects are in newer sectors with incomplete services and long commutes.
• Delays. Some affordable projects in Haryana have been delayed, and thin margins make developers vulnerable to cost increases.
• Rental gap. There is little formal affordable rental housing for the large migrant workforce.
• Allotment to investors. Ownership-based schemes can be bought by investors rather than the households they target.

Frequently asked questions

Is HUDA the same as HSVP?

Yes. HUDA was renamed Haryana Shehri Vikas Pradhikaran (HSVP) in 2017.

Does HSVP sell affordable flats in Gurgaon?

Most affordable flats in Gurgaon are built by private developers under the Affordable Housing Policy, 2013. HSVP mainly allots plots, and its flat schemes for low-income families have so far focused on other towns.

Who can apply for an affordable housing flat in Gurgaon?

Applicants under the 2013 policy apply during a project's application window and flats are allotted by draw. Check the current eligibility conditions in the project's application form.

What is the current affordable housing price in Gurgaon?

It was Rs 5,000 per sq ft of carpet area from July 2023, and a March 2026 revision reportedly raised it to about Rs 5,575 for projects with incomplete allotment. Confirm the rate for your project.

How NStay Homes can help

We help buyers work out which affordable route they may qualify for, and check projects and application terms before they apply. Speak to NStay Homes advisor Naresh Shekhawat on 911 911 9605.